A reverse mortgage is aptly named because the payment stream is "reversed." Instead of making monthly payments to a lender, a lender makes payments to you. It is a unique loan for homeowners. The usual principle of a reverse mortgage are that you are not required to make any repayments until you move out of the home on a permanent basis, e.g. you move into permanent aged care, or die. As with all financial products you need professional advice when considering a reverse mortgage.

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